Insurance

One of the most essential documents for obtaining a Schengen visa is providing travel health insurance. A person who intends to apply for a Schengen visa must first apply for health insurance.

In other words, it should be said that one of the most essential differences between Schengen health insurance and travel health insurance is the requirement to receive it; Because until the travelers do not present this document along with other documents required for the issuance of a Schengen visa, this visa will not be issued to them.

Among the advantages of having this insurance, we can mention the provision and expenses the traveler incurs due to unwanted accidents during the trip. For example, if a passenger with Schengen travel insurance has an accident or his luggage is lost, the insurance company must pay the costs imposed on the person according to the agreements included in the insurance policy.

Another critical issue that is good to present about Schengen travel insurance is that the name of a specific country is not included in this type of insurance policy. Therefore, it can be used in different countries.

Why is it essential to buy Schengen travel insurance?

Travel insurance allows the traveler not to worry about some expenses caused by accidents during the trip. Treatment costs are high in some European countries, and paying these costs without insurance is complicated.

If travelers whose destination is one of the member countries of the Schengen Agreement take out insurance before their trip, they do not need to pay for the medical services that happen to them unintentionally. For example, the cost of treatment in Germany is nearly 5300 dollars; in Switzerland, it is 7000 dollars; in Norway, it is 6600 dollars; and in Luxembourg, it is 7800 dollars. By purchasing Schengen travel insurance, you can exempt yourself from paying high fees and not have to pay heavy amounts for treatment.

We are here to recommend you the best travel insurance companies that are approved by embassies.